Is now a good time to refinance?

There are always competitive lenders offering benefits to new customers, often one of those benefits is a better rate. We recommend reviewing your current loans at least every two years. Book a 15 minute call

How do I reduce my interest?

There are a few simple strategies for reducing your interest. Some good ideas: Holding funds in an offset account.  Making your loan repayments more regularly. Paying weekly or fortnightly rather than monthly can take years off a loan.  Making additional repayments....

Should I have an offset account?

We think offsets are great. The accounting team love them because they are often very tax effective. An offset is usually a very low cost or sometimes free, solution offered by many lenders. We will usually recommend an offset. Book a 15 minute call

Do you help self-employed people find a loan?

It’s our specialty. We were originally an accounting business for family businesses. In that business, we found a need to support our clients with their loans. The great majority of our mortgage broking clients are involved in family businesses. Book a 15 minute...

When is a good time to apply for a loan if I own a business?

If you are about to start a business, the right time is likely before you do that. If you are in business, it is a good idea to look at your options on at least an annual basis. If you have had a good year, that is a good time. We review this for Equals Three clients...